Your Money,
Properly Counted.

An AI-powered personal finance management app with a WhatsApp-first interface. Your distinguished financial butler helps you track expenses, manage budgets, and gain financial insights—all through simple WhatsApp messages.

🤖 AI-Powered 📱 WhatsApp-First 💱 Full Multi-Currency (Pro) 🔒 Secure
Open in WhatsApp
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Your Financial Butler

Track expenses and income through simple WhatsApp messages. Here's how Ed works in conversation:

Ed
CountEd
online
Netflix subscription $15.99
2:15 PM ✓✓
Logged neatly.
Amount: $15.99
Category: Entertainment
Type: Subscription
A recurring entry noted.
2:15 PM
Just bought fuel for $45 from my card.
3:42 PM ✓✓
Logged neatly.
Amount: $45.00
Category: Transport
Tags: #fuel
A practical entry.
3:42 PM
Car installment $320
5:20 PM ✓✓
Logged neatly.
Amount: $320.00
Category: Transport
Type: Installment
A splendid entry.
5:20 PM
Ed
CountEd
online
Set my monthly budget to $2000.
9:15 AM ✓✓
Your monthly budget of $2,000 is now active.
I shall keep watch.
9:15 AM
Please create a food budget of $400.
9:17 AM ✓✓
Food budget of $400 established with precision.
9:17 AM
Ed
CountEd
online
How is my spending?
11:30 AM ✓✓
Your burn rate stands at $45 per day.
Most prudent.
11:30 AM
Am I on track?
11:32 AM ✓✓
A profitable month.
Well done.
11:32 AM
What is my daily spending?
11:33 AM ✓✓
Your daily average is $61.20.
11:33 AM
Ed
CountEd
online
Transfer $200 from bank to cash.
1:45 PM ✓✓
Completed.
Bank: –$200
Cash: +$200
Balances updated.
1:45 PM
Ed, what is my cash balance?
2:10 PM ✓✓
⚡ A gentle reminder:
Your Cash account is running rather low.
2:10 PM
Please check the Bank balance.
2:12 PM ✓✓
⚠️ A word of caution:
Your Bank account has gone into the red.
Perhaps an income entry is in order?
2:12 PM
Ed
CountEd
online
Salary $4,500 received in bank account.
10:05 AM ✓✓
💰 Splendid news!
Income of $4,500 has been recorded.
Your coffers grow.
10:05 AM
Ed, I got payment $850 from a client into PayPal.
4:30 PM ✓✓
Income of $850 added to PayPal.
Well received, sir.
4:30 PM
Ed
Ed - Your Financial Butler
online
I want to save $3,000 for a travel goal.
8:45 AM ✓✓
Goal created:
Travel — $3,000
I shall track it with great care.
8:45 AM
Add a laptop savings goal $1,200.
8:47 AM ✓✓
A new goal of $1,200 for Laptop has been set.
8:47 AM
Am I overspending this month?
8:50 AM ✓✓
You are slightly above your average, but still within a safe range.
8:50 AM
WhatsApp-First
No app to download, works entirely through WhatsApp
AI-Powered
Natural language processing & smart insights
Global Currency Support
Full multi-currency freedom (Pro)
Secure & Private
HMAC verification & encrypted data

How It Works

1. Message Ed on WhatsApp

Scan the QR code or click the button to start chatting. Quick 4-step setup: name, currency, initial balance — ready to go!

2. Track Naturally

Just text "spent $50 on groceries" and your butler handles the rest. AI categorizes transactions, identifies payment nature (one-time, recurring, installment, subscription), and adds smart tags automatically.

3. Get Smart Insights

Ask for summaries, burn rates, and budget status. Ed provides AI-powered recommendations to improve your finances. Pro users can export reports and access advanced analytics.

Features

Free
Pro ($3.99/mo)
Message Limit
100 / month (resets monthly)
Unlimited
Service Continues After Limit
Monthly Category Limits
Budget Alerts
Status Summaries
Currency Support
ONE default currency only
ANY currency for everything
Change Default Currency
Only if NO existing data
Anytime, unrestricted
Multi-Currency Accounts
Multi-Currency Budgets & Debts
Payment Nature Tracking
AI-Powered Tagging
Custom Tags (up to 5 per transaction)
History Access
Current Month / 30 days
Unlimited
Custom Date Ranges
Q1-Q4, 3/6 months, yearly, all-time
Basic Burn Rate
Advanced Burn Rate
Trend Analysis
Category Breakdowns
Payment Nature Breakdown
Tag Analytics
Savings Rate
Projected Spend
Lend/Borrow Tracking
Debt Summary
Settlement Tracking
Basic Access
Payment Nature Badges & Filters
Recurring Expenses Tracking
Installments Summary
Tag Display & Organization
Analytics Module
Reports Module
Debts Module
Exports (CSV/PDF)
Multi-Account Support
Account Transfers
Multi-Currency Account Creation
Net Worth Tracking

Intelligent Insights

Ed doesn't just track—he understands, learns, and advises with precision.

Burn Rate Analysis

What is my burn rate?
🔥 Your burn rate stands at $61.20 per day.
Most prudent.

Smart Alerts

⚡ Budget Warning
Your Food spending is at 85% of your budget. Approaching your limit.

Trend Analysis (Pro)

Show spending trends
I've noticed:
↗ Spending up 15% vs last month.
Perhaps some restraint?
AI-Powered

Projected Spend (Pro)

🔮 Projected: $1,890.
You are on track to stay within budget.

Natural Language Understanding

Pizza $28
→
✅ Logged neatly.
A delicious entry.
→
Auto-categorized and budget updated in real-time

What Gentlemen Say

"Feels like having a personal finance butler."
"Simple, elegant, and surprisingly useful."

Beyond WhatsApp: Your Web Dashboard

While Ed serves you through WhatsApp, your complete financial picture awaits on the web dashboard—accessible anytime, anywhere.

Smart Dashboard
Payment nature tracking, recurring expenses, installments summary (Free & Pro)
AI-Powered Tags
Automatic transaction tagging with custom tag support (Free & Pro)
Advanced Analytics
Payment nature breakdown, tag analytics, trends (Pro only)
Export & Reports
CSV/PDF exports with debt management (Pro only)

Membership

Standard

Free

Essential bookkeeping for the modern individual. 100 messages/month, current month data, budget tracking, payment nature tracking, transaction tagging, ONE default currency.

Pro

$3.99 /month

Unlimited messages, FULL multi-currency support (any currency for accounts, budgets, debts, transactions), unlimited history, custom date ranges, payment nature analytics, tag analytics, exports, debt tracking, and advanced insights.

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